Social investment made simple

Types of social investment

• Secured loan

  Use your tangible assets to raise funds

• Standby/underwriting facility

  Secure credit to use if / when income drops

• Overdraft facility

  Secure agreed credit when your account reaches zero

• Bridging loan

  Finance to cover short-term cashflow shortfalls

• Pre-funding of fundraising

  Loans which help meet short-term fundraising targets

• Working capital facility

  Finance to support dips in cash flow

• Grant

  Finance which expects no financial return

• Philanthropic capital

  Used by foundations and philanthropists to create social benefits

• Community investment

  Selling shares to people in the community to create a co-operative enterprise

• Venture philanthropy

  High-engagement grant-making

• Patient capital

  Suitable for big social or environmental impact project

• Growth/development capital

  Finance to help an organisation or project grow

• Equity investment

  Finance from the sale of your shares

• Quasi-equity/revenue participation

  Combining some of the benefits of equity and debt

• Community Development Finance Institutions (CDFIs)

  Finance from small social investment providers

• Social impact bonds

  Investment from the private sector

• Charitable bonds

  Using long-term debt to finance growth